Baccarat Basics

From sticky-floor California card rooms to the tuxedo-laden casinos of Monaco, Baccarat is one of the most famous casino games. It is a simple game: players bet on the player or banker hand that has a total closest to nine. Face cards count as zero and aces as one.

The magic of Baccarat is embodied in its magnificent crystal creations. Its artisans transform the four elements into exceptional objects that have won numerous medals at national and international exhibitions.

Game rules

Baccarat is a game of chance that can be played in several ways. The basic rules are the same for every version of the game, but the payouts can vary from one casino to another. In addition, the game is often subject to edge sorting, a technique that allows players to avoid losing money by changing the order of their bets.

The baccarat table consists of seven to 14 seats for players and a dealer area. Two hands of cards are dealt each round: the player hand and the banker hand. The value of a hand is determined by its total, with the rightmost digit counting. Picture cards and tens have zero points; numbered cards from 2-9 have their face value, while aces carry a point value of one.

Winning banker and player bets pay 9/1, but a winning tie bet pays 8:1. All winning bets are subject to a 5% commission, or vigorish. This fee is used to offset the house’s advantage.


Baccarat betting rules differ from traditional casino games. You can place a Player or Banker bet, and the game pays out based on the results of the two hands. If you win a Player or Banker bet, you will receive your money back, minus a 5% commission. A winning Banker bet, however, will pay out at a higher rate.

You can also make side bets, such as the Mini Royal, which pays based on the poker value of the first two cards in the Banker and Player’s hands. The Countess is another popular side bet that pays out on a three-card total of six or more.

In addition to the Player and Banker bets, you can also make a Tie bet. This wager wins if the Player’s and Banker’s hands end up with the same value and offers high payout odds of 8 to 1. The game can also be played in a live casino environment, where players compete against real dealers in a studio setting.


If you’re playing baccarat online, you should have a rule sheet handy to help you remember when to hit or stand, as well as the payouts for Player/Dealer, Banker, and Tie. It will also help you understand how side bet payouts work, including the Big and Small bets.

The Big and Small bets pay based on the poker value of four, five, or six cards. For example, a four-card six beats a three-card six by 0.54:1. A five-card six pays 2:1 and a six-card hand wins 1:1.

The best baccarat winning strategy involves using the D’Alembert or reverse Martingale system. With this strategy, you start with a low betting limit (e.g. $2) and increase it after each win. You keep doing this until your win profit reaches +1 wager unit, at which point the cycle restarts. This is a good way to build a solid winning streak without losing too much money. Besides the main wagers, there are other side bets, such as the Either Pair, Tiger, and Mini Royal. These bets pay based on the first two cards of the player and banker.


In addition to the standard baccarat game, there are several variations that can be played. These are often played in special baccarat rooms, and may require a minimum bet. They also have different rules and payouts. Some versions of the game use different numbers of decks, which can alter the house edge and odds.

Among the most popular variants of baccarat is Chemin de Fer, which was made famous in James Bond movies. In this variation, players bet against each other instead of the banker. They place their bets in counterclockwise order. There are also a variety of side bets, such as Big and Small, Even/Odd, and Dragon Tiger.

Another variation of baccarat is the commission free version, which allows for more naturals to occur. It does not affect the card counting strategy for Player bets, but it does introduce a new dynamic when betting on Banker bets. Using this strategy can help you win more money.

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