Baccarat Rules & Payouts


Baccarat is one of the most popular casino games around. Its rules are simple & the payouts are quite high. Baccarat rules differ from place to place & can change the odds.

The goal of baccarat is to bet on either the Banker or Player hand. The winning hand is the one with a total closer to nine than the opponent’s. Tens, jacks, and queens count as zero, while aces equal one.

Game rules

When playing baccarat, players place their bets before cards are dealt. They can choose to bet on either the Player hand, Banker hand or Tie. The goal of the game is to get a total as close to nine as possible. Face cards and tens count as zero, while other cards count according to their number.

After all wagers have been placed, two cards are dealt to the Banker hand and to the Player hand. The hands are compared and the winner is determined by the value of the highest hand. If the Banker hand is worth eight or nine, no third card will be drawn. The Player hand will draw on totals of five or less, and the Banker will draw on totals of seven or more.

A winning Player or Banker hand qualifies for a 1:1 payout, but players must pay a 5% commission on the winning amount. Score sheets are available to help players keep track of their bets.


In baccarat, cards are dealt from a shoe to either the Player hand or Banker’s hand. The goal is to guess which hand will be closest to nine. When a hand totals eight or 9, the game ends, and any bets are cashed out. This is known as a “natural” win.

Players can bet on the winning Banker or Player hand, and there are several side wagers to choose from. The ’Banker’ bet is the most popular choice because it has the lowest house edge, but it comes with a 5% commission.

Another option is the ‘Super Six’ bet, which pays out if the Banker wins with six points. This bet is usually offered in microgaming casinos. In addition, the ’Either Pair’ bet is available in some baccarat tables. This side bet offers a payout of 4 to 1 for a winning bet. The ’Player Three-Card Win’ side bet is also offered by some baccarat tables.


There are several different payouts available in baccarat. Players can choose to bet on the Player, Banker, or a Tie. The game is played with standard decks of 52 cards and the shuffled and dealt by a dealer. The game can be played in a casino or online. The rules of the game are fairly simple, but it does require some skill.

Players should avoid the tie bet, which is the riskiest of all bets. This bet pays out a higher percentage than the player and banker bets but is unlikely to bring in any big wins. This bet is also subject to state and federal taxes, which may take away from your winnings.

A good strategy for baccarat involves flat betting and observing patterns. A common strategy is the Martingale system, which combines flat betting with a series of progressively larger wagers after each loss. This system can be used for other casino games, but it works particularly well with baccarat.


Baccarat is a popular game at online casinos and you can find several variants of the card game on these sites. Some of them have different rules and payouts, but the overall game process is similar. The most commonly played variation is Punto Banco, which can be found at many leading US online casinos and is available in the five states that allow legal online gambling. It has one of the lowest house edges in the industry. Baccarat chemin-de-fer (literally: iron path) is another variant of the game and was once the favoured game of James Bond, a fictional secret agent created by Ian Fleming.

Some online baccarat websites offer European Baccarat, which differs from the American version in that players are allowed to stand when their total value is 5 and the banker is permitted to draw an additional card. Players can also announce “Banco” to cover the banker’s bet, although only one player can do so at a time.

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