Baccarat Basics

Baccarat is a game that can be played in many casinos throughout the United States and online. It’s a simple card game where the player needs to get close to nine without going over. The value of each two-digit number is reduced by 10.

Players can place bets on the Player, Banker, or Tie. After all bets are placed, two cards will be dealt to the Player and Banker hands.

Game rules

There are three spots on the table where bets can be placed. They are labeled “tie,” “banker,” and “player.” The banker places an initial stake and then players take turns to bet until their totals match the banker’s stake. The banker then deals two hands – one for himself and the player’s representative. The hand closest to nine wins and the bettors are paid accordingly. The house collects a 5 percent commission on winning banker bets.

In baccarat, each card has its own point value, with face cards (Jacks, Queens, Kings) and tens equaling zero points. Other cards are worth their numeric values, with the exception of nine. A hand that totals more than nine must drop the first digit, so a 10 and 6 would play as a 7.

Some casinos offer a variation of the game called “EZ Baccarat.” This commission free version leaves drawing rules unchanged but substitutes a payout reduction for taking a banker’s commission. This results in a higher house edge and reduces the chances of a tie win for the player’s hand.


Baccarat is a simple game with few betting options, but it can get boring for some players. That’s why many baccarat games offer side bets that can add more excitement to the game. These side bets are different from the main bet types and have varying payouts.

One of the most popular side bets is a Banker Pair, which pays out if the first two cards dealt to the Banker and Player are a pair. This bet has a low house edge and is often considered the safest way to play baccarat.

Another type of baccarat bet is a Player/Banker tie. This bet has a low house advantage and is commonly made at casinos. However, this type of bet is not as profitable as a Banker bet. Players should also take into account the fact that a 5% commission is deducted from winning bets. There are also positive progression systems, which allow players to increase their bet size after each win and reduce it after a loss.


Depending on the variant of baccarat, payouts can vary from player to banker. However, most casinos offer a minimum bet of $10. Players must make their bet before cards are dealt, and they can choose between betting on the Player, Banker or Tie.

Once the bets have been placed, two cards are dealt to the Player and Banker hands. The winning hand is the one closest to nine points. Picture cards and tens are worth zero points, while numbered cards from 2-9 are valued at their face value. The ace is worth one point.

The best way to win at baccarat is to set a budget before you play and stick to it. It is also a good idea to use a positive progression system, which increases your bet size after each win and decreases it after a loss. This strategy is much less damaging to your bankroll than a negative progression system, which encourages you to chase losing streaks.


There are several variations of baccarat. Some are more riveting than others, but they all share the same basic rules. The main goal of the game is to guess which hand will be closest to nine. Two cards are dealt to the Bank and Player hands, and which one is closest to nine determines the winner. A third card may also be dealt, but this does not change the outcome of the game.

The most common variation is Punto Banco, which is widely played in US casinos. It has a low house edge and a variety of side bets. It also features a unique ritual in which the dealer “squeezes” the cards as they are revealed.

Another popular variant is Super 6. This version removes the commission for a winning banker bet, but the house edge is slightly higher than in traditional baccarat. It’s also often played in land-based casinos, which like the EZ variation because it reduces the amount of paperwork involved with calculating commissions.

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